The Capital Management Group

Fred C. Ruiz, CLU, ChFC, Team Leader, Founder and Partner

Fred began his financial services career with Prudential.  He attained the Chartered Financial Consultant designation through the American College. Bryn Mawr, PA.   In 1993, Fred founded Oak Investment Services, Inc.  He has a special interest and an extensive background in helping clients to retire using the firm’s cash flow based investment strategy.

He  maintains four  securities registrations, Series 63, 65, 7 and 24. These qualify him as an  investment advisor representative of SII Investments, Inc. (SII) as well to supervise investment professionals, accounts, and investment  strategies.    Fred earned the Chartered Life Underwriters designation, also through the American College, giving him an in depth background in the uses of life insurance in family and estate planning.  He believes in the holistic and consultative approach toward investment management for clients.

Fred is a lifelong resident of northwest Indiana. He grew up in St. John, IN and attended Lake Central School Corp. schools and Indiana University Northwest.  He is a member and past President of the local Society for Financial Service Professionals, has served on Lake Area United Way committees, and is a member of the Merrillville, and Greater Valparaiso Chambers of Commerce. Fred and his wife Verna, a schoolteacher,  live in the Boone Grove area of Porter County.  They have eight grandchildren and enjoy bike riding, fine wine and spending time in Chicago with friends and clients.

Chad R. Barancyk, Team Leader, Investment Strategist and Senior Advisor

Chad grew up in northwest Indiana and is a graduate of Crown Point High School.  He graduated from Indiana University with a bachelor’s degree in Management and a Minor in Economics.

Chad joined Oak Partners, Inc. in 2005 after moving from Indianapolis where  he had worked for a large pharmaceutical company for several years.  Chad’s philosophy of successful investing is to minimize a client’s risk through diversification of their portfolio with the goal of achieving a strong foundation for retirement. He creates balanced strategies with income being created from divergent sources on a consistent basis.   

Chad currently maintains three securities registrations, Series 7 and 66 and is also a licensed insurance agent.  These registrations qualify Chad to work as an investment advisor representative of SII.

Chad is an avid golfer,  enjoys  watching HOOSIER basketball, and praying the Chicago Cubs win a pennant.