Mind on Money

Mind on Money is a regular column from Oak Partners, written by Marc Ruiz, that explores the financial topics shaping today’s markets and long-term planning decisions. The column is also published in the Northwest Indiana Times, providing insight to readers across Northwest Indiana.

About the Author

Marc Ruiz is a financial advisor at Oak Partners, focused on long-term investment strategy and client-centered financial planning. His approach emphasizes disciplined decision making, thoughtful analysis, and aligning financial strategies with each client’s broader goals.

Forbes|SHOOK “Best-in-State Wealth Advisors” cover with black background and gold accents, 2026 edition

The Forbes Best-In-State Wealth Advisor ranking, developed by SHOOK Research, is based on in-person and telephone due diligence meetings and a ranking algorithm that includes: client retention, industry experience, review of compliance records, firm nominations; and quantitative criteria, including: assets under management and revenue generated for their firms. Portfolio performance is not a criterion due to varying client objectives and lack of audited data. Neither Forbes nor SHOOK Research receives a fee in exchange for rankings.

Marc Ruiz, Wealth Advisor at Oak Partners Wealth and Retirement Planning
Mind on Money column by Marc Ruiz, wealth advisor at Oak Partners
By Marc Ruiz July 31, 2026
Marc Ruiz on trimming a beloved tech stock that had grown to 40% of his own retirement account, and why diversification and profit-taking still matter.
Mind on Money column by Marc Ruiz, wealth advisor at Oak Partners
By Marc Ruiz July 26, 2026
Marc Ruiz reflects on Alan Greenspan's legacy at the Federal Reserve and what new Fed Chair Kevin Warsh's early approach may signal for investors.
Mind on Money column by Marc Ruiz, wealth advisor at Oak Partners
By Marc Ruiz July 12, 2026
Marc Ruiz breaks down the new federal Trump accounts for children, including the $1,000 government pilot contribution, eligibility, and how they compare to other savings options for minors.
Mind on Money column by Marc Ruiz, wealth advisor at Oak Partners
By Marc Ruiz July 5, 2026
A decade of mega-cap dominance may be rotating toward broader markets. Marc Ruiz explains why mid-2026 is a timely moment to review and rebalance portfolios.
Mind on Money column by Marc Ruiz, wealth advisor at Oak Partners
By Marc Ruiz June 29, 2026
Marc Ruiz reflects on the passing of Fed Chairman Alan Greenspan at 100 and why Kevin Warsh's market-based approach recalls the Fed he began his career under.
Mind on Money column by Marc Ruiz, wealth advisor at Oak Partners
By Marc Ruiz June 22, 2026
Marc Ruiz breaks down token economics, the new unit of exchange behind the $7 trillion AI buildout, and why it gives him pause as an investor.
Mind on Money column by Marc Ruiz, wealth advisor at Oak Partners
By Marc Ruiz June 14, 2026
The largest IPO in history puts a new index fund rule to the test. Marc Ruiz explains why 401(k) investors may gain SpaceX exposure without realizing it.
Mind on Money column by Marc Ruiz, wealth advisor at Oak Partners
By Marc Ruiz June 8, 2026
Marc Ruiz explains how Indiana's Scholarship Granting Organizations and new state and federal tax credits expand private school choice for area families.
Mind on Money column by Marc Ruiz, wealth advisor at Oak Partners
By Marc Ruiz June 1, 2026
A 30-year Treasury auction just cleared at a 19-year-high yield of 5.19%. Marc Ruiz explains what the bond market is signaling about U.S. fiscal health.
Mind on Money column by Marc Ruiz, wealth advisor at Oak Partners
By Marc Ruiz May 24, 2026
A new Federal Reserve chairman is taking the helm from Jerome Powell. Marc Ruiz on the philosophy that could reshape Fed policy and the U.S. economy.
Mind on Money column by Marc Ruiz, wealth advisor at Oak Partners
By Marc Ruiz May 17, 2026
Social media influencers push a Social Security claiming hack. Marc Ruiz asks a credentialed expert why the timing decision is far more personal than that.
Mind on Money column by Marc Ruiz, wealth advisor at Oak Partners
By Marc Ruiz May 10, 2026
Marc Ruiz on discovering an AI-generated band on YouTube and what it revealed about where AI investment opportunities are headed next.